Important Disclaimers

1. Educational Purpose Only

1.1 Not Financial Advice

PAIRSYNC IS AN EDUCATIONAL PLATFORM ONLY.

ALL content provided through PairSync, including but not limited to:

• Statistical signals and Z-scores
• Pair recommendations and rankings
• Backtested performance metrics
• Educational articles and guides
• Charts, data visualizations, and metrics

...is provided FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY and does NOT constitute:

• Investment advice
• Financial advice or trading recommendations
• Tax, legal, or accounting advice
• An offer or solicitation to buy or sell securities
• Personalized financial planning

1.2 You Are Responsible for Your Decisions

YOU ALONE are responsible for:

• Researching and evaluating any investment opportunities
• Making your own independent trading decisions
• Assessing the suitability of any strategy for your situation
• Understanding the risks involved in securities trading
• Consulting licensed professionals before trading

2. Not a Registered Investment Advisor

PairSync is NOT registered as:

• An investment advisor with the Securities and Exchange Commission (SEC)
• A broker-dealer with the Financial Industry Regulatory Authority (FINRA)
• A Commodity Trading Advisor (CTA)
• Any other financial regulatory entity

PairSync is structured as an educational technology platform to avoid the need for investment advisor registration. We provide general educational content, statistical analysis tools, and historical data—not personalized advice or recommendations.

3. Hypothetical and Backtested Performance

This means:

• They are based on historical data analysis applied retroactively
• They assume perfect execution with no delays or costs
• They do NOT represent actual trading results
• They were generated AFTER the fact (not in real-time)

PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS.

PairSync backtests exclude real-world costs including:

• Brokerage commissions and fees
• Slippage and bid-ask spreads
• Market impact from your orders
• Short-selling fees and margin interest

REALISTIC EXPECTATION: If a backtest shows a 12% annual return, real-world trading might yield 8-10% after costs (or less).

4. No Brokerage or Trade Execution

PAIRSYNC DOES NOT:

• Execute trades on your behalf
• Connect to your brokerage account
• Place orders with market makers or exchanges
• Hold, custody, or transmit customer funds

PairSync is completely separate from all brokerages. If you want to trade based on what you learn, you must open your own brokerage account and manually place trades.

5. Market Risks

ALL SECURITIES TRADING INVOLVES RISK OF LOSS.

Even with pairs trading and market-neutral strategies:

• Both legs can lose money simultaneously (correlation breakdown)
• Markets can remain irrational longer than you can stay solvent
• Black swan events can destroy positions
• Cointegration can break down permanently
• Short selling has unlimited loss potential
• Leverage amplifies losses

Never risk money you can't afford to lose.

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

PairSync, its officers, directors, employees, and affiliates SHALL NOT BE LIABLE for:

• Trading losses you incur
• Missed opportunities or profits
• Errors or inaccuracies in data
• Service outages or interruptions
• Any direct, indirect, incidental, or consequential damages

In no event shall PairSync's total liability exceed the lesser of: the amount you paid in subscription fees in the past 12 months, or $100 USD.

7. User Acknowledgments

By using PairSync, you explicitly acknowledge and agree:

• ✅ I understand PairSync is educational only and not financial advice
• ✅ I am solely responsible for my own trading decisions
• ✅ I understand backtests are hypothetical and not predictive
• ✅ I understand real trading involves costs and risks not shown in backtests
• ✅ I know PairSync does not execute trades or integrate with brokers
• ✅ I accept all market risks including potential loss of principal
• ✅ I will consult licensed professionals before trading
• ✅ I understand PairSync is not registered as an investment advisor
• ✅ I have read and understand all disclaimers on this page

Questions About Disclaimers?

If you have questions about any disclaimer:

Email: mark@pair-sync.com
Subject: "Disclaimer Question - [Your Question]"

We're happy to clarify, but remember: we cannot provide legal, financial, or tax advice.